One API.
Every payment provider.
VeloxaPay sits between your checkout and the world's PSPs. Smart routing, cascading retries, and a universal token vault — so you ship faster, approve more, and pay less in fees.
From swipe to settlement, in milliseconds
One integration. Every provider. Funds always flow through regulated rails — VeloxaPay never holds merchant money.
Customer pays
Checkout on your site. VeloxaPay is invisible to the buyer.
VeloxaPay decides
Evaluates BIN, geo, currency, and live PSP performance. Picks the best route in under 100ms.
PSP processes
Charge runs via local acquiring. If it declines, we instantly cascade to the next provider.
Funds settle to you
Settlement runs through your connected PSP accounts straight to your bank.
The orchestration layer between checkout and every PSP
Integrate VeloxaPay once. We handle routing, retries, tokenization, and analytics across every provider — so you never build another PSP integration again.
Smart routing
Each transaction routes to the PSP most likely to approve it — based on BIN, country, currency, and live success rates.
Cascading retries
Decline on provider A? We auto-retry through provider B, C, D. Your buyer sees nothing — you see revenue.
Universal token vault
Card data tokenized once in our PCI-DSS L1 vault. The same token works across every connected PSP.
Unified analytics
Approval rates, fees, chargebacks, settlement — normalized across all PSPs in one dashboard.
What actually changes when you orchestrate
A single provider is fine for one market. The moment you sell across borders, multi-PSP becomes a revenue lever — and orchestration makes it effortless.
Works — until you grow
- Months of engineering per new PSP integration
- Card data locked into a single vault
- One provider down = revenue stops
- No leverage on processing fees
Built to scale across markets
- Add a new PSP in days from the dashboard
- Provider-agnostic vault — switch with zero risk
- Automatic failover and cascading retries
- Real competition for your volume — cut costs 15–25%
Built for merchants who outgrew a single PSP
If you process $500K/month or more, sell across borders, and care about every basis point of authorization rate — orchestration is the upgrade.
SaaS & Subscriptions
Global billing with smart dunning. Recover failed renewals across multiple acquirers to crush involuntary churn.
Cross-border commerce
Route through local acquirers in each market. Higher approval rates, lower fees, 120+ local payment methods.
Travel & hospitality
High-value international bookings with multi-currency pricing, smart 3DS exemptions, and failover routing.
Marketplaces & platforms
Split payments, multi-seller payouts, and per-seller routing logic — all powered by one API.
One integration replaces months of PSP work
REST APIs, multi-language SDKs, real-time webhooks, idempotent endpoints, and a no-code rules engine — all wired into every major acquirer on day one.
- 99.99% target uptime · <100ms p99 routing latency
- PCI-DSS L1 in progress · SOC 2 planned · PSD2/SCA
- Idempotent APIs · webhook replay · full sandbox
- SDKs for Node, Python, Go, Ruby, PHP, Java
// One call. VeloxaPay handles routing, retries & settlement. const charge = await veloxa.charges.create({ amount: 12900, currency: 'EUR', payment_method: 'tok_vault_9f2a', routing: 'optimize_auth_rate', cascade: ['adyen', 'stripe', 'worldpay'], metadata: { order_id: 'ord_18342' }, }); // → Routed to adyen (EU) · approved in 74ms // → Settlement T+1 to your connected bank ✓
Ready to orchestrate every payment?
One API. Every provider. Higher approvals, lower fees, zero lock-in. See VeloxaPay live in a 30-minute demo.